Implementation for Regulation F is in effect as of November 30, 2021.
Getting Started
Setting up your ACA How: Reg F portal credentials.
Ask Questions
Submit your Reg F related questions here.
Reg F Resources
Visit ACA International's Reg F Resource Center
Welcome to the new ACA HOW! This short tutorial video will walk you through setting up and signing into your account, navigating the courses, and how to track your progress.
Course Modules
Effectively Navigating the Rule
Validation Notice
Record Retention
Repeated or Continuous Telephone Calls or Conversations
Communication Prior to Credit Reporting
Relation to State Laws
Prohibited Communications Media
Social Media Communications
Time-Barred Debts
Limited-Content Messages
Harassing, Oppressive, or Abusive Conduct
Employer Provided Emails
Inconvenient Time or Unusual Place
Communications with Third Parties
Sending Required Disclosures
Electronic Communications Safe-Harbor Procedures
Communications with a Consumer
